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Section 8Risks and Insurance

Clause 83.2

Contractor's Insurance Obligations

Purpose

The Contractor provides the insurances stated in the Insurance Table except any insurance which the Client is to provide as stated in the Contract Data. The Contractor also provides additional insurances as stated in the Contract Data.

Practical Application

The Insurance Table in the contract specifies which Party provides each insurance. The Contractor defaults to providing all insurances except those the Contract Data allocates to the Client.

Common Pitfalls

Additional insurances stated in the Contract Data may not be available on standard terms. The Contractor should check availability and cost before the Contract Date.

📖 This summary is for reference. For the full, authoritative NEC4 contract text — including all amendments, guidance notes, and flow charts — visit the official NEC website.

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⚠️ This commentary is for reference only. Always refer to the full NEC4 contract text and seek professional legal or contractual advice for your specific project.